Submitting your first offer with %%confidence%%.
A walkthrough of the four decisions every first home buyer makes when writing an offer: the price, the conditions, the expiry deadline, and whether to include a buyer letter.
The four decisions in every offer.
Every offer boils down to these four decisions. Here's how we help you make them.
Setting a smart price range
Build a comps spreadsheet: recent sales of similar properties in the area, adjusted for differences. Set an opening offer and a walk-away price.
Choosing your conditions
Finance, LIM, building report, due diligence, KiwiSaver variation. Each one is negotiable — each one is protection.
Writing the offer letter
A personal letter to the sellers is often the difference in a multi-offer. Our template gives you the framework.
Setting the expiry deadline
Too long and the seller shops your offer. Too short and you look pushy. We help you pick a realistic window.
Accept, counter, or hold firm — driven by comps, your walk-away price, and the conditions.
Accept, counter, or hold firm — driven by comps, your walk-away price, and the conditions.
If the offer is rejected
No legal fees wasted — the capped pre-offer fee covers multiple attempts across different properties.
Angus Grayson, LLB
First home buyers often feel they have no leverage. That's not true. The price is only one of four levers — and the other three (conditions, expiry, letter) are often where the offer is won or lost.
Send me the guide.
Every offer boils down to these four decisions. Here's how we help you make them.
Before you download.
Should I always include an offer letter?
If it's multi-offer or the seller is emotionally attached to the property, yes. For a cold, investor-owned listing, it may be irrelevant.
How do I know what price to offer?
Build a comps spreadsheet. RV is a starting point, not a price. Recent actual sales are what matter.
What if the agent says the seller is expecting X?
Treat it as information, not a fact. Agents work for the seller. The comps are independent.
Can I use a conditional offer at auction?
No. Auction contracts are unconditional. If you want conditions, you need a pre-auction offer — read our pre-auction strategy guide.